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Pan-European market coverage​

Proven residual value expertise

Daily market monitoring​

Advanced vehicle identification​

Risk-focused decision support​

Designed for financial institutions

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Bank & Captive solutions

Data-driven solutions for asset protection and residual risk control

Data-driven solutions for asset protection and residual risk control

Banks and captive finance companies rely on data-driven solutions to secure asset values, manage residual

risk and optimize vehicle recovery across European markets.

Financial use case overview

Turning residual risk and asset complexity into controlled performance​.

Portfolio Risk Control​​

Limited visibility on real market exposure and asset value evolution​


Solution

Pan-European market data, valuation APIs and portfolio dashboards​

​

Business value​
✔ Better risk anticipation​
✔ Improved capital allocation​

Residual Value Governance​

Inconsistent RV assumptions across products, countries and channels​


Solution

Forecast and reforecast models, benchmarks and trend analysis​.

​

Business value​
✔ Reduced residual risk​
✔ Stronger pricing discipline

Digital Asset Activation​

Manual and fragmented trade-in and repossession workflows​


Solution

Digital valuation tools and APIs integrated into customer and dealer platforms​

​

Business value​
✔ Faster asset processing​
✔ Improved customer and dealer experience​

Remarketing Optimization​

Low recovery rates and slow disposal processes​


Solution

AI-powered inspection, automated damage detection, pricing logic and remarketing optimization​

​

Business value
✔ Faster liquidation​
✔ Higher recovery values​

Trusted by Leading Financial Institutions
Leading European banks and captive finance companies rely on advanced valuation data and residual value intelligence to secure automotive assets and optimize portfolio performance.
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22 European countries covered with unified data structures​

 20+ years of automotive

data expertise 

Deep VIN decoding and vehicle identification know-how

Solutions designed for both OEM headquarters and dealer networks

Our expertise

4 streams, tailored to your business model

Banks and captive finance companies operate under growing pressure across asset valuation, residual risk, digital processes and remarketing efficiency. Four interconnected streams help secure financial exposure and manage used vehicle assets consistently across markets.

LEAD DEMAND

Understand asset value and market exposure.

Market intelligence solutions provide accurate vehicle valuations and market benchmarks to support asset monitoring and portfolio steering. Daily market crawling and VIN decoding ensure reliable insights across countries.

ENFORCE FUTURE VALUE

Anticipate and control financial exposure.

Residual value solutions enable banks and captives to forecast, monitor and secure residual assumptions in volatile markets. Predictive models and trend analysis support risk management and long-term financial planning.

ACCELERATE DECISIONS

Enable digital asset and return workflows.

Digital solutions support asset lifecycle management through digital workflows, valuation APIs and system integrations. Processes from origination to end-of-contract are streamlined across platforms.

DRIVE RESALE

Optimize recovery and value realization.

Remarketing solutions automate asset disposal and recovery operations. AI-powered inspection, pricing and channel optimization improve transparency, speed and recovery performance across Europe.

Why Banks & Captives choose autobiz

Trusted by professionals to solve real used car challenges.

They trust us

Results shared by peers facing the same market challenges

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Ludovic RuizCommercial Director

Tressol Chabrier Group

"autobizMarket helps me price used vehicles during negotiations. The new interface is more intuitive and faster. The VIN decoding is an effective feature for clearing up doubts and finding the right version. The scatterplot diagrams also allow me to visualise market prices in just a few seconds."

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Jessica P

Freelance Designer

"The 'Financial Glow-Up' promise is absolutely real. Every other budgeting app I tried was cluttered, stressful, and felt like homework. Truvo’s clean, intuitive dashboard makes complex financial data feel simple and actionable."

Sand dunes under a beige sky with gentle rolling hills in the desert

Daniel W.

Software Engineer

"Truvo is more than just a tracking app; it's a guide. It actively identified small, hidden savings opportunities that I was totally missing out on. If you're serious about growing your wealth, this is the tool you need."

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